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However, the new system hadn’t been implemented when I reviewed the software. A wizard-like tool walks you through the process.Īt the time of this writing, Moneydance was in the process of switching over from direct connections to financial institutions to connections via third-party providers. You create a new account, such as checking or credit cards, highlight it in the left vertical navigation bar, and select Set Up Online Banking from the Online menu. This involves following a simple set of steps.

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For most of these, you create the connections to your online banks by entering your username and password for each account. Moneydance downloads account data from many major and minor financial institutions, though it didn’t support every one I tried. You can also specify the file that should open when you launch the app (Moneydance supports multiple files, which are sets of accounts belonging to different individuals), and see when you last logged in to all of them. If you have trouble understanding the site’s menu system and navigation structure, you can start or join a private or public discussion online and consult the software’s robust collection of how-to articles. To get started, you connect your online financial accounts-checking and savings, credit card, investment, and loans. Moneydance doesn’t offer much in the way of setup, but neither do its competitors. Moneydance’s Summary (dashboard) is one of the best we’ve seen. For those reasons, we can’t recommend Moneydance as wholeheartedly as those services, but you may find it worthwhile for its many useful tools.

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By contrast, Mint (the Editors' Choice pick for free personal finance services) bundles its budgeting and credit-reporting features into top-notch web and mobile apps. That said, Moneydance lags behind Quicken Deluxe (the Editors' Choice pick for paid personal finance services) due to a dated, sometimes clunky user interface and substandard mobile apps.

It also supports multiple international currencies and cryptocurrencies. Moneydance offers much of the same functionality as Quicken, including income and expense management, online banking and bill pay, investment tracking, budgeting, and reports.

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Today, the personal finance app runs on Windows, Mac, and Linux, with a $49.99 price tag (after 100 free manual transactions). One of those rivals was Moneydance, a free, open-source, desktop application released in 1998. Quicken faced competition shortly after its 1991 launch.

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Īn open application programming interface (API) is also available, allowing people to write extensions to the program. UK supermarket Tesco's 'Personal Finance' software is based on Moneydance. Moneydance has been localized into French, German, UK English, Norwegian, Greek (partially), Spanish, Portuguese and Italian. Other features include check printing, graphing and reporting, scheduled transaction reminders, transaction tags, VAT/GST tracking, budget management and tracking, file encryption, and investment portfolio management. Moneydance implements the OFX protocol to perform online banking and bill payment. Under the hood, Moneydance implements a double-entry bookkeeping system, but the user interface is geared towards non-accountants. Written in Java, it can be run on many different computers and operating systems. Moneydance is a personal finance software application developed by The Infinite Kind, formerly developed by Reilly Technologies, USA. Cross-platform ( Linux, Mac OS, OS/2, Unix and Windows)Įnglish, Spanish, French, German and others

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